Coverage Levels
In addition to plan types, group health plans for small businesses are also differentiated by their coverage levels, which are typically designated as Bronze, Silver, Gold, or Platinum. These levels determine the percentage of healthcare costs covered by the plan, with Bronze plans covering the least and Platinum plans covering the most. Employers should carefully evaluate their employees’ healthcare needs and budget to determine the most appropriate coverage level for their employee benefits and business healthcare coverage.
| Coverage Level | Plan Pays | You Pay |
|---|---|---|
| Bronze | 60% | 40% |
| Silver | 70% | 30% |
| Gold | 80% | 20% |
| Platinum | 90% | 10% |
Anthem Small Business Health Plans
As a leading Blue Cross Blue Shield health insurance provider, Anthem offers a comprehensive portfolio of small business health plans designed to meet the diverse needs of entrepreneurs and their employees. These small business health insurance plans feature integrated medical and pharmacy coverage, ensuring seamless coordination of care for small company health plans and startup health insurance needs.
Medical and Pharmacy Coverage
Anthem’s small business health plans provide comprehensive business healthcare coverage, including doctor visits, hospital stays, emergency care, and prescription drug benefits. Employers can choose from a variety of plan designs to find the right balance of coverage levels and affordable premiums that fit their SMB healthcare and micro-business medical benefits requirements.
Additional Coverage Options
In addition to core medical and pharmacy coverage, Anthem’s small business health plans offer a range of employee benefits such as dental, vision, life, and disability insurance. This comprehensive suite of coverage options helps entrepreneurs health coverage and small company health plans attract and retain top talent by providing a robust benefits package.
Whole Health Connection®
Anthem’s Whole Health Connection® is an innovative approach that integrates a member’s medical, pharmacy, and specialty benefits to improve health outcomes and reduce costs. By group health plans for small businesses, this holistic approach to healthcare aims to provide a seamless experience and better coordinate care for employees, leading to improved business healthcare coverage and company medical insurance.
Covered California for Small Business
Covered California for Small Business (CCSB) is a state-based program that offers affordable, high-quality health insurance options for small businesses with 1 to 100 full-time equivalent (FTE) employees. This program provides small business owners in California with access to a range of comprehensive health plans from leading insurance companies, helping them offer employee benefits that can attract and retain top talent.